Good Luck Coins
Do good luck coins really exist? Who can say for sure? I can
tell you right now that I don't carry such things, and I've had
plenty of luck in my life. I just discovered however, that hundreds
of people per month are searching the internet for information
on coins and other items which are supposed to bring luck to
the possessor. So the following is my idea of what "good
luck coins" might consist of.
Each and every day, throw all the change in your pockets into
a jar and save it for important goals. That makes these into
lucky coins. Why? Well, this is really about saving money in
general, and always having some excess cash available. Let's
take a look at why this generates good luck.
Taking Advantage of Opportunities
A question: Is it lucky to run across a half-priced sale on
your favorite jeans or computer or car? That depends on whether
you have the money to take advantage of it, doesn't it? It's
a simple idea, but often people have what we call good luck only
because they have some extra cash available when they need it
- and that is something almost anyone can arrange.
For some of you reading this, that may sound like a real challenge,
but you can do it. Consider for a moment that there are people
living on less money than you - probably people you know. Why
not live like they do for a while, and bank the money you save?
This goes beyond simple examples into almost every area of
life, by the way. Opportunity knocks all the time for those who
have arranged their finances to take advantage of it. If you
have a 20% down payment on a house, for example, financing is
easier and you don't have to pay for mortgage insurance. If you
pay cash for other things, you avoid doubling the costs through
interest payments on credit cards.
Two people living on the same income can often have very different
results in life. You pay less when you have cash available, so
you get more. A person who pays with credit cards is usually
broke, and has a huge diversion of money every month going to
pay interest. That person might wonder at the luck of someone
who can buy a boat for half of what it is worth, not noticing
that the opportunity was there for anyone who chose to divert
a bit of their fast food expenditures (or pick any other thing
that's not so important to have) into a savings account.
Reducing Stress
It is also true that those who have no savings are generally
prone to having more stress. It isn't pleasant to have bills
come in and not have the money to pay them. It isn't comfortable
to know that if anything unexpected happens, you're going to
be in financial trouble. Those with money in the bank don't have
these issues to worry about.
Does that make them luckier? I think so. Certainly they can
more easily think about what they want to do rather than about
what problems they might have at any time. We also think better
when we are not stressed out. This has been proven in many studies
of the human brain. Is it possible you would have more of what
we call luck if you could think more clearly?
By having money set aside you multiply the possible opportunities
available to you and reduce the stress that could cloud your
thinking. This is one powerful way to generate more luck in your
life. Why not create a "luck fund" right now. You can
start it with those good luck coins in your pocket.
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